Smart money smarter you

Trading or Investing-Not Comfortable at these highs? These days markets are in the bull's grip and sometimes difficult to understand and decide for further actions. When I started reading markets in 2017 then also there was almost a similar kind of rally in every stock like anything. I remember that after watching CNBC TV 18, I found lost and blindly I was picking anything they are displaying on the screens. Even today also facing huge losses in those times purchases. The reason for losses is not that I didn't pick good companies but at that time I was new in the markets and just know that having any good stock can make you rich but doesn't aware of the definition of "Good". Today I decided to share some of my experience with all who really need it because I just want to make you aware that the first chapter of this stock market is not "How to make money" but "Procuring your money should be your first objective" as profits can be more or less b...

1992-Harshat Mehta Scam or Financial System Scam? A wonderful movie made by Hansal Mehta, This is a must-watch for everyone in the markets. After watching Harshat Mehta's story - 1992 scam, I am bound to write my review here as before watching this movie I was having a very different opinion on Harshat Mehta's story as my parents are one of those sufferers of that time crash who lost almost everything at that time. I always wished to curse for Harshat Mehta and always took his name with hatred. After watching this movie my opinion changed completely as I find that Harshat Mehta was a nice person and his intentions were never to harm anybody, He wanted to be simple but wanted to be the biggest man which was not wrong but wrong was to follow unethical practices. Even he took everybody together on his journey and made a lot of money for them also as Sensex reached an all-time high at that time. He was very loyal to his family and maintained a good balance between his personal and ...

  Stock Market Tips and Tricks really work? We have studied so many things till now in my blogs like fundamentals, technicals, news base rally in the markets, many tips and tricks for long term investing as well as short term investing, etc but the question arises that do these Tips and Tricks really works in practicality and if these things work then why each and every investor and trader face losses into the market? We will see the same in this and all the possible causes that harm our hard-earned money even after knowing all the basic and advanced levels of things for trading and investing. Theoretical aspects are very different from practical aspects We all study and gain theoretical knowledge in school colleges in different courses but important is not to learn and write the exams but to understand its practicality which only possibles with practice and experience. Practice and experience can only come with real-time shows and experience. According to me until and unless you w...

                                                                             Inflation Inflation Meaning  As the word itself is explanatory inflation means inflate in the price of goods and services in a specified period of time. In other words, Inflation is the measure at which the average price level is increasing of the goods and services in the economy and the buying power of the common man decreases with the same levels. While this is applicable for the whole nation not only the common man but if the person is an entrepreneur and dealing with the raw material and heavy plants and machinery, somehow they can pass on this inflation rate to their customers but for the common man they cannot pass on this to anyone. This rate is not fixed and keeps on changing year on year so it also requir...

Fundamental Analysis  Fundamental Analysis Meaning We all want to earn consistent money from the stock market as well as from our other sources of investment and all wish needs to be nurtured with the right type of research and analysis to attain its objective in the near or long term. I have joined many groups on social websites where all the time people busy asking the good picks or calls to invest in the stocks to attain their short term goal. This is a very common practice for all of us that we ask these most important questions of our life from unknown persons and then collect the reviews, if there are more "yes" to one particular sector or stock then we blindly jump on that without knowing it's insights, news, change in business structure, etc.  I am asking from all those that can trust anyone for their hard-earned money: Can you blame for those unknown guys for your losses to whom you never met or don't even know their backgrounds?  You entered into panic and...

                                                         Power of Compounding Power of Compounding-On your Investments We have heard the word "Power of Compounding" many times in televisions, newspapers, magazines, and in other media, and many times the big names in investing talk about it in their interviews. Approx all of us learn its formula and mathematical problems during the 4th or 5th standard but when it comes to the application in real life either we all get confused or ignore its practicality. Don't worry today we will again not learn that formula or the definition of compounding but we will understand it in the way that we will not be required to study it anywhere else. Compounding is a very powerful tool that is applicable to our investment objectives and makes our dreams come true. In simple, we can say that compounding is the int...

Investing Strategies Investment Strategies-Why it is important to rethink it? An Investment Strategy is a wording that characterizes your direction and nature towards your cash. Individuals frequently plan for each of all shapes and size thing in their life like when to wed, when to purchase the vehicle, when to travel to another country for occasions, when to resign and so forth yet, what is the key of every one of these plannings are generally overlooked by us. Importance Individuals have a different outlook on their profit objectives and goals while selecting among different options. Many of us would not able to just think that what type of strategy we are following for our investment and does it require a change as per our income objectives and age. Life is full of changes, filled with uncertainties, and every time it requires the adoption of new procedures, policies, structure, and many other things. If today I will make a statement or formulating and structure for solving any p...

                                                                    Intraday and short-term trading                                                                   Intraday and short-term trading-Not for you Most of us start with trading and end up with huge losses despite start with SIPs(Systematic Investment Planning) either in a good fund or in blue-chip stock. Why it is so? Intraday, short-term trading and options are futures are nothing but another form of gambling. When we begin our education and go to school the very first time then we start with ABC likewise we start to study any new subject we start with its basics but in the stock market, I ...

Confuse between investment tools? Confuse between investment tools? In previous blogs, we discussed investment purpose, maximization of savings, investment planning, but when it comes to investment planning than a very first thought  come to our mind is where to invest?   We see so many advertisements on media nowadays and all of them use different themes to attract customers. Choosing the best investment option is the key to our financial security. In this blog, we will study different types of investment options along with the suitability of them to different age groups and class of people.  I will try to elaborate on all the tools very precisely so that it could be easily understood.   Below are some of the tools : https://bijimoney.blogspot.com/2020/06/are-these-investment-options-attractive.html   Investing Tools Bank FD Public Provident Fund(PPF) National Pension Scheme(NPS) National Savings Certif...

Investment-Planning Investment-Planning Investment Planning is the process of identification of your financial goals and objective as well as achieving them through a solid plan.  An investment plan should be strong enough to build up your future stronger. You can also say the investment plan is a layout plan for your bright future. Everybody wants to make good and successful investments so that they can become secure and wealthy. For attaining your achievement towards the best investment plan you need to consider some important factors as an investment decision is very wide and somewhat scary. If you couldn't able to put your money in the right place then it can be risky for your future, PLease find out the factors to be considered: Know your current financial status This is the base on which you will make the building of your dreams. It is the first step because until you are not aware of the truth of your financial status, you will not be able to make any successful investmen...